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Clark Health Insurance

Facts and Figures

  • Insurance
    Carriers
    9
  • Number of
    General Doctors
    104
  • Number of
    Hospitals
    1

Insurance Carriers

State Government Insurance Programs Offered

Comprehensive Health Insurance Health Plan (CHIP)


CHIP: $1M lifetime benefits offering: comprehensive coverage of doctor visits, prescription drugs, outpatient and in-hospital care, ambulance, labs and x-rays, skilled nursing care, home health visits, maternity, preventive care, transplants, rehabilitation, durable medical equipment, mental health and substance abuse, and physical and occupational therapy among other services.

Pre-Existing Condition Insurance Plan (Run by CHIP)


PCIP: Covers broad range of benefits, including primary and specialty care, hospital care, and prescription drugs.

Medicaid


Ambulance service (emergency only), Ambulatory surgical center, Chiropractor, Dental care, Doctor’s services, Emergency room services, Home health services, Hospice care, Hospital care, Immunizations, Lab tests and x-rays, Medical equipment, Medical supplies, Non-emergency transportation (net) program, Nurse-midwife (certified), Podiatrist, Pregnancy termination, Prescription drugs, Rural health clinic, Therapy (physical, occupational, or speech), Vision care.

ARKids First


Ambulance service (emergency only), Ambulatory surgical center, Chiropractor, Dental care, Doctor’s services, Emergency room services, Home health services, Hospice care, Hospital care, Immunizations, Lab tests and x-rays, Medical equipment, Medical supplies, Non-emergency transportation (net) program, Nurse-midwife (certified), Podiatrist, Pregnancy termination, Prescription drugs, Rural health clinic, Therapy (physical, occupational, or speech), Vision care.

Breast Care


Breast Care: Mammograms, clinical breast exams, pelvic exams and Pap tests , and free follow-up tests or treatment, if needed.

Mother-Infant Program


Mother-Infant Program: Skilled home nursing visits for new mothers and infants to meet their medical, social and nutritional needs.

Medicare


Medicare offers Part A, inpatient care in hospitals and rehabilitative centers; Part B, doctor and some preventive services and outpatient care; Part C allows Medicare benefits through private insurance (Medicare Advantage); Part C includes Parts A, B, and C not covered by Medicare. Part D covers prescription drugs.

Veterans


Comprehensive preventive and primary care, outpatient and inpatient services.

Health Coverage Tax Credit


Inpatient and outpatient care (lab tests, x-rays, etc.), Doctor visits, Preventive and major medical care (surgery, physical therapy, Durable medical equipment, etc.), Mental health and substance abuse care, and Prescription drugs.

Medicaid


Medicaid & ARKids First A: Ambulance service (emergency only), Ambulatory surgical center, Chiropractor, Dental care, Doctor’s services, Emergency room services, Home health services, Hospice care, Hospital care, Immunizations, Lab tests and x-rays, Medical equipment, Medical supplies, Non-emergency transportation (net) program, Nurse-midwife (certified), Podiatrist, Pregnancy termination, Prescription drugs, Rural health clinic, Therapy (physical, occupational, or speech), Vision care.

Heath Care Reform

Through tax credits, small business owners in Arkansas county can provide their employees with health insurance coverage without needing to spend so much on their premiums.

Medicare members who fell to the Medicare gap can expect to receive a rebate check of  $250.

Early retirees who are waiting to be eligible for Medicare can be assured of continued coverage because of a $5 billion support for health plans providing early retirement coverage.

Federal funding for Medicaid is now an option for Arkansas.

The health care reform gives a $1.5 billion fund for scholarships for health care providers working in areas where there is a scarcity of medical professionals.

Funding is also provided for Community Health Centers in Alabama as well as for creation of new ones. This should make available health care to more residents.

Uninsured residents with pre-existing condition can now have coverage through a transitional high-risk pool. This is in preparation for 2014 when the health care reform’s provision that will prohibit insurers from denying coverage to applicants with a pre-existing condition.

Children until the age of 26 can stay on their parent’s policy as dependents regardless if they are still students, working (for as long as their employer doesn’t offer health insurance benefits) or still living with their parents.

No more liftetime limits on health plans. Annual limits will also be strictly regulated.

Patients will have easier access to physicians and emergency care. Women no longer need to get an approval from their primary care physician to see their gynecologist.

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